Buy new construction
Buying a new-build property in Switzerland
A new build offers comfortable, modern standards of living, energy-efficient architecture and low maintenance. Whether as a home for you and your family or as an investment that retains its value, new builds combine contemporary floor plans, accessibility and clear guarantees. You benefit from predictable quality, and utilities are often less expensive than they would be in older existing properties.
At a glance: highlights of new builds
Ideal for owner-occupiers or for investors focused on value retention
Contemporary energy and sustainability standards, low maintenance costs
Clear contracts, construction guarantees and transparent building specifications
Things to consider: construction time, purchasing a planned property and cantonal building regulations
Market overview for new-build properties in Switzerland
{new_total_apartments} new flats have been built in the last five years. Three- and four-room layouts are particularly common (71’190 and 61’659 units respectively), followed by two-room flats (52’510). Large new builds (5 rooms: 26’158; 6+ rooms: 10’938) are also available. The nationwide vacancy rate is low, at 1.01%; the rate is higher for small flats (1 room: 1.27%) and lower for large flats (5 rooms: 0.72%).
What costs are involved in buying a new build?
The purchase price depends on the location, standard of finish and build quality. Notary and land registry fees are charged on top; the purchase may also be subject to a transfer tax, depending on the canton. If you are buying a property within a block of flats (STWEG), you should also calculate for utilities and contributions to the renovation fund in your budget. If you are financing the purchase with a mortgage, you need to take interest, amortisation and affordability into account. For owner-occupiers, the imputed rental value is relevant for tax purposes; landlords need to observe tenancy law, in particular the regulations on setting the rent and billing utilities.
A step-by-step guide to deciding whether buying a new-build property is right for you
Define your needs: personal use or investment, number of rooms, location and budget.
Review the project: building specifications, energy concept, quality standards, guarantees and deadlines.
Clarify legal issues: building rights/leasehold, permits, type of ownership (flat within a block of flats (STWEG) or single-family home).
Carefully review contracts: purchase agreement or construction contract, warranty and payment plan.
Plan financing and taxes; realistically factor in ancillary costs and financial reserves.
Next steps
Start your search for suitable new-build properties now. Arrange viewings of show flats or construction sites as soon as possible, request documentation and compare multiple quotes. With us, you can start with clear criteria and take informed decisions.
